Browsing "CheaperestFinance"
May 12, 2013 - CheaperestFinance    1 Comment

Sometimes simply asking to lower bill payment does the trick

I know this is going to be a similar type of post to the one I wrote few years ago about Comcast and T-mobile, but did you know you can save $120 a year by simply asking for a discount for your Dish Network subscription?

My parents have been subscribers to Dish for a couple years now. They have been happy with them most of the time, with sporadic exceptions when the weather was pretty bad, which made the receiver lose signal once in a while—how annoying it must be! As based on my experience from T-mobile and Comcast, and luck thus far, I wondered if it would be possible to shave off couple bucks off of their bill.

To do that, I went on live chat on their website, and asked to be transferred to the retention department. I politely asked if they could offer me some sort of discount given my parents have been with them for a couple years. Immediately upon typing my question, the rep offered me a $10/month credit for the next 12 months without renewing contract with them.

This is a total of $120 annual savings which took me literary less than 10 minutes to get! And I did that by asking to lower the bill!

I think the key to get this type of discounts is to pay the bill on time and be polite. It worked for me, so I hope it will work for one of you, too!

Sep 27, 2011 - CheaperestFinance    No Comments

Get that discount from your cell phone provider!

I just wanted to share with you how I was able to shave off 15% of off my cell phone bill.

Not many people know that you can get a discount from your cell phone provider if you are a student, or simply work for a “big” company. I have HTC Sensation Android cell phone (Unlimited data/text) with T-mobile provider. The way to find out if you qualify is to simply call T-mobile Advantage department (1-877-453-8824) and ask them if there is a way for them to apply the discount to your already existing account. They will ask you what company do you work for or school you go to, and will try to “validate” this by asking to provide your manager’s phone number and/or your work e-mail. Because my company does not have any type of relationship with T-mobile, I have used my university e-mail address to qualify which worked out really well. It does not seem like they validate any of that information as I haven’t received any e-mail from them. Thus…you can probably get away by “pretending” to work or still go to school…

…which I do not recommend because there is always “what if—“ they would indeed validate the info you provide. I’m not sure what would happen then so I certainly don’t recommend laying to them! Nevertheless, it is worth trying and asking for a discount!

15% is going to save me around $17.50/month of off the bill for another two years which adds up to $414.

I’m sure Sprint and AT&T have similar discount program so this post does not only apply to T-mobile.

Let me know if it worked for you in the comments section!

Sep 26, 2011 - CheaperestFinance    No Comments

Save $180 in 20 Minutes

There’s a lot of speculation out there about ways to save money on your cable and internet bill. Anytime you’re dealing with a company like Comcast or Verizon, you know there’s a host of deals and coupons on the table that you have to figure out how to access. That can be the tricky part, and often people end up paying upwards of $100 for their cable and internet.

If you find yourself with twenty minutes to spare, here’s what we did, that saved us $180 (over a six month timeframe).

We currently have Comcast Premium Wireless. For the first six months, we paid $35 for it. After the six month promotional period expired, the bill went up to $60/month. $60+ was pretty much a 100%+ difference which neither one of us was too happy about.

As a result, we decided to cancel our service under her name, and sign up under mine, thus getting same 6 month promo period. To do that, my girlfriend called Comcast to cancel service with them and scheduled a date for the following week.

Right after her phone call, I called them to sign up for the new service so it would start one day after her scheduled ‘cancellation date’ to minimize our Internet interruption.

Surprisingly enough, a few days after her phone call, a Comcast rep called back to “see why she had cancelled.” My girlfriend explained about the 100% increase, and mentioned that Verizon was offering a $24.99/month deal for the same internet (not exactly true…but it worked!) The rep offered to extend the 6 month promotional period of $29.99 if she were to stay with them, which she accepted. I then called Comcast and cancelled my scheduled appointment for installation.

All these phone calls took us about twenty minutes total, and it will save us $180 over six months. That $30 a month could be a dinner out, a tank of gas or a month of lunches!

In the future (6 months from now), we will follow the same steps to save on the Internet. Even if the rep hadn’t called my girlfriend back to retain her as a customer, we will still be better off simply switching names every 6 months to continue receiving our discounted price on the Internet.

Anytime you see a competitor coupon offering cheaper internet or cable (even if it’s only for new customers or for slower internet) you can call your cable/internet provider and ask for a similar deal.

Here’s another interesting post about this same idea at My Money Blog.

Remember, there’s no harm in asking, and when in doubt, ask to cancel! You can always undo it later.